Sunday, November 13, 2011
Prior to the Workforce Investment Act, the U.S. operated under the The Wagner-Peyser Act of 1933 which created a nationwide system of employment service offices.
In 1998, the Workforce Investmant Act (WIA) was enacted in President Clinton's second term in office. At that time, the nation had historically low unemployment rates. Local Workforce Investment Boards, manned by members of each local community, oversaw the services of each area's one-stop systems, customizing them to the needs of each geographic area.
This legislation was created to assist employers in finding the staff they need and, by training and equipping the workforce, to allow job seekers to obtain the jobs they desire. The innovation this Act instituted was the system of neighborhood One-Stop centers where all types of workers, including adults, the disabled, dislocated workers, veterans and youth, could obtain job search and placement assistance, training, education and employment services and unemployment services. Unlike WIA's predecessor, however, the Job Training Partnership Act introduced business services to the local delivery of workforce development, incorporating the needs of employers as well as employees.
The WIA Adult and Dislocated Worker Program strives to meet the needs of employees and employers. It provides employment and training services for eligible individuals so they may locate and obtain meaningful employment. It assists employers in finding the workers needed to reach their business goals and objectives.
The American Recovery and Reinvestment Act of 2009 serves up the most recent changes to America's employment system. For instance, according to the U.S. Department of Labor website, the Recovery Act prohibits state and local governments and private business from utilizing "stimulus funds for any casino or other gambling establishment, aquarium, zoo, golf course, or swimming pool." It also loosens the restriction previously in place regarding the contracting of local community colleges. Local investment boards are no longer required to use the Eligible Training Provider List or an Individual Training Account in making contract awards. Can anyone see how either of these changes could possibly improve or enhance the present job delivery system in this nation?
Area 7 Workforce Investment Board
U.S. Department of Labor: "Implementing the Workforce Investment Act of 1998"
U.S. Department of Labor: "Workforce Investment Act -- Adults and Dislocated Workers Program"
U.S. Department of Labor: "Wagner-Peyser/Labor Exchange"
U.S. Department of Labor: "Implementing Workforce Investment Act and Wagner-Peyser Funding under the American Recovery and Reinvestment Act of 2009"
Wednesday, November 2, 2011
Man, I would never have guessed a few years back that I’d be writing a blog post from my sunroom but here I am, ready and waiting to finally finish this house project! The only room left is the kitchen and it’s nearly done but it’s been a long road from buying this place to making it livable like it is now. But it’s beautiful, that’s the good news! I went to http://www.satelliteinternetbroadband.com/hughesnet/Oregon/M/Mitchell/ when I first moved in to get internet so I could keep in touch with all the contractors and it’s been good because I’ve had to order some specialty products and pieces to keep the construction going. I know it will all be worth it in the end but boy was the whole renovation process stressful those first few weeks! I couldn’t believe I’d gotten myself so deep into this project and was thinking how to get out. I love this house and I can’t wait to see how it finally turns out in the end.
Saturday, October 22, 2011
Some things just never go out of style. Some things should never come BACK into style.
Ultimately, it's all of that and more. it's not the dress, but the woman in the dress. Not what you wear, but how YOU wear it.
THAT is why the simple beauty of Nancy Shevell's wedding dress, designed by her now stepdaughter, Stella McCartney, is so perfect.
Catherine Cassidy founded U*styled to empower women to fully live a life in STYLE! She works with women transitioning and upleveling in their lives to define their Personal Style. The Power of Style newsletter is published once a week to share hints and tips, fashion trends and inspire women with the tools to live in Style. Sign up for your subscription today! www.ustyled.com
- Nancy Shevell - one stylish bride! (fashion-mommy.com)
- Nancy Shevell's Wedding Dress Inspiration Revealed (stylenews.peoplestylewatch.com)
- Paul McCartney Weds Nancy Shevell; Both Wear Stella McCartney (news.instyle.com)
- Paul McCartney and Nancy Shevell Are Married - See the Pictures! (popsugar.com)
- Paul McCartney and Nancy Shevell: Married! (thehollywoodgossip.com)
Sunday, September 11, 2011
by Malinda Winkle
Starting a party toy rental business involves finding customers and then providing for their needs with quality products and excellent service. Word of mouth works well because every family at every party will find out about your fine business. Operate it hands-on. Or, if you prefer, hire employees for the delivery and operation of the products. Employees can also help with set up and tear downs of the rental equipment. Whether you run the business as an individual or make it a family affair, you will have lots of fun in this business.
- Business License
- Calendar software or an appointment book
- Party toys for rental
- Financial software
- Moderately Challenging
- Assure that your equipment remains clean and well-maintained.It helps if you enjoy spending time with kids.
- Arriving late for an event you have booked creates bad press for your business.
The weather might not always cooperate.
Monday, August 29, 2011
My wife and I recently decided to start living on a cash budget. She cut back to working part-time when our first child was born two years ago, and it cut our income in half. She said that she would be willing to make financial sacrifices in order to stay home with our two kids, and I supported her in that decision. Our budgeting had gone pretty smoothly until last week when our house was broken into. We weren’t home when it happened, and our cash budget envelope was taken. We called the police, and after filing their report, they let us know that we really need to get a security system. We decided that with the strict cash budget we’re living on, it would be more than worth it to invest in a security system for our home. We asked around the neighborhood and found out that many neighbors used the system they found at http://AllHomeSecurity.com. With my wife being home with the kids all day, I would feel better knowing they feel safe.
Sunday, August 21, 2011
Image via Wikipedia
Once a credit card account goes past due, applicable fees mount quickly. By the time the account has been turned over to a collection agency, the late fees and over-limit fees often account for a considerable amount of the debt owed.
In California, under state law, Statute 337 provides a four-year statute of limitations on the collection of credit card accounts that are considered written agreements. Once the statute of limitations is reached, collectors may continue to attempt collections, but they may not bring suit to collect or even threaten to sue the debtor.
In the event your credit card agreement is an oral agreement, the statute of limitations is only two years.
Consider both the state where you lived at the time you took the credit card and the state where the credit card company is located. Depending on the fine print, the statute of limitation laws of either or both states may apply to the rules for collection.
Credit Cards; State Statutes of Limitation for Credit Card Debt; Connie Prater; April 2011
Thursday, August 11, 2011
Photo: The "Coronet" yacht at sail in 1894
Antique yachts with exceptional historical significance, such as the famous "Coronet," used to win government grant money to fund yacht restoration projects through the National Park Service, an arm of the U.S. Department of the Interior. It funded important yacht restorations through its Save America's Treasures program. This grant program helped make the conservation and preservation of nationally significant artifacts a reality.
The Coronet, a 133 foot yacht first launched in 1885, is an invaluable historical artifact. In October 2002, The Save America’s Treasures program awarded a $350,000 grant to the International Yacht Restoration School (IYRS) where the Coronet is being restored. The school's advanced students and its master shipwrights embarked on a multi-year project of restoring the yacht to its original splendor. The work was conducted on the school's waterfront campus, 2.5 acres in Newport, Rhode Island. The Coronet gained further attention in 2004, when it was named to the National Register of Historic Places.
The Closing of Save America's Treasures
Sadly, due to budget constraints, the National Trust for Historic Preservation has announced the closing of the Save America’s Treasures office. These two organizations have worked together to save many important historic projects all across America. According to the Preservation Nation website, our U.S. Congress allocated no funding for Save America’s Treasures programs for 2011 or 2012. No future funding of planned.
"Rhode Island Roads": Restoring A Legend: The IYRS Is Restoring the Classic Schooner Coronet
National Park Service: U.S. Department of the Interior: Save America's Treasures Grant Program
National Trust for Historic Preservation; Important Update About Save America's Treasures
Tuesday, August 9, 2011
Image by Ken Lund via FlickrJohn Benda owns and operates Fuel City No. 2, a truck stop at the intersection of Interstate 30 and Interstate 35E in Dallas, Texas. Due to the longhorn cattle grazing on the acreage behind the truck stop, Benda estimates that he saves about $30,000 a year. The presence of the cattle gives the property an agricultural exemption, providing a hefty savings when figuring its annual property tax bill.
In the 1950s, land values began increasing in response to the post-war boom. As residents began buying and building in what was previously agricultural areas, the increased property values hurt the remaining farm and ranching operations. Agricultural use exemptions were born. Having an agricultural exemption in Texas lowered ad valorem taxes and shielded farmers and ranchers from the threat of rising property taxes. But, farmers and ranchers are not the only beneficiaries today.
Whether you are a cattle farmer of a Fortune 500 company, land you own may qualify for the lucrative agricultural exemption as long as you use it for either agricultural purposes or wildlife management.
In Texas, unlike other states, the agricultural exemption transfers from one owner to the next. No reference is made to a minimum amount of acreage. Instead, qualification is based on the use of the land.
The Land Report; Cut Your Taxes With An Agricultural Exemption; Trey Garrison; April 2007
Monday, August 8, 2011
In Missouri, if you drive a shuttle bus or other vehicle for work and it carries 14 or fewer passengers, you must obtain a Class E or for-hire license. The Class E license enables the driver to operate any bus that weighs 26,000 pounds or less in gross vehicle weight as long as no hazardous materials placard is required.
At the time you apply for Class E license, you must be at least 18 years old and must meet the under-21 requirement for obtaining a full license. Obtain the Class E by passing a road sign test, a vision screening and a written exam. The driving test is only required of applicants who do not already have a valid Missouri driver's license.
DMV.org: Special Licenses in Missouri
Saturday, August 6, 2011
Image via WikipediaBusinesses that administer an incentive stock option program or an employee stock purchase program (ESPP), sometimes called Section 423 plans, must comply with Internal Revenue regulations in Code 6039(a), first enacted in 1986. It has been repeatedly revised regarding the plan administrators' requirements related to reporting to both the Internal Revenue Service (IRS) and to affected employees.
In the 2004 amendment, when the employee exercised an incentive stock option or the employee transfers stocks in an ESPP, the new regulations mandated that corporations provide a written statement to each employee about these transfers by January 31 of the following calendar year. At that time, the requirements did not require a filing of information returns to the IRS.
Code 6039(a) was amended again by Section 403 of the Tax Relief and Health Care Act of 2006, modifying the reporting requirements again. This time, it required employers to file an information return with the Internal Revenue Service. It also required plan administrators to track exercised options as described in Section 422 of IRS Code and employee stock transfers as described in Section 423 of IRS Code. Since that time, the IRS waived these 2006 requirements for years 2007, 2008 and 2009 only.
Under the current Internal Revenue Code 6039(a), effective January 2009, plan administrators must report all transfers to the IRS on Form 3922, either on paper or electronically. They must also provide participants the option of receiving electronic statements. (See References 1) In the last amendment, while reporting requirements on incentive stock options plans remained unchanged, there were some changes in requirements for ESPP transfers. Section 6039(a)(2) clearly requires plan administrators to file an information return on ESPP transfers. For each such transfer reported, an employee statement is also required. Only the initial transfer is recorded. When the employee sells or transfers a stock previous purchased under an ESPP, the reporting requirements does not apply.
Equity Compliance Software
If manually managing incentive stock option and/or employee stock ownership plans becomes cumbersome, consider some equity compliance software. From every stage, from enrollment through options, purchases, statements and reporting requirements, the use of software may minimize your compliance problems and streamline the complex tracking requirements the plan administrators face. The software has built-in options for employees wishing to opt for electronic rather than paper statements, for instance. Software solutions can simplify an otherwise intricate process, saving required compliance data and with an auditing option.
Option Ease; OptionEase Delivers First End-to-end Employee Stock Purchase Program (ESPP) Solution; December 2010
Cooley; Special Reporting Requirements Regarding Incentive Stock Options and Employee Stock Purchase Plans; January 2009
Internal Revenue Service; Information Reporting Requirements Under Internal Revenue Code Section 6039; December 2009
Wednesday, August 3, 2011
Regardless of what businesses utilize the co-leadership model, clearly delineating each co-leader's role and responsibilities allows them to function confidently and allows their staff to interact with them efficiently. Without the staff having a clear understanding of which co-leader to approach for what problem, confusion can surface, diminishing efficiency. Further, the staff may attempt to play one co-leader off against the other in much the same way a child plays mom off against dad or vice versa.
IT Business Edge; Co-CEOs Not Common, but Leadership Model Works for Some; Ann All; February 2009
Sunday, July 31, 2011
Nu Cloud; The Benefits of Virtual Tours for Student Recruitment; May 2011
Sunday, July 24, 2011
Those who sell unlicensed weed killers violate federal regulations and could be fined and/or charged with both civil or criminal penalties.
- Environmental Protection Agency; Agriculture: eCommerce Pesticides; July 2010
- Environmental Protection Agency; What is a Pesticide?; April 2011
- National Pesticide Information Center: State Pesticide Regulatory Agencies
- Agro Pages; DuPont Fined $15,000 by EPA for Repackaging Herbicide; December 2010
- Purdue University: Herbicide Formulations
- Purdue University: Association of American Pesticide Control Officials: Home
- State of Texas Department of Agriculture: Pesticide Programs: Frequently Asked Questions
- U.S. Environmental Protection Agency: Summary of the Federal Insecticide, Fungicide...
- U.S. Environmental Protection Agency; Protect Your Business: Avoid Selling Illegal Pesticides; December 2010
Tuesday, July 19, 2011
Trend-following tools along with forex news can help you to locate current trading trends as quickly as possible. Although there is something about selling when other people are purchasing, in most cases investors are dropping a currency for a good reason. There are also major trends. Once a currency begins to become popular or not, most of the time it remains that way. However, a trend-confirmation tool is a useful companion to your trend-following tools. These super easy forex tools can tell you if your trend-following tool is actually giving you accurate results or if you should consider other options.
Kindergarten teachers turn to local and national businesses, foundations and special interest organizations who support them with grant funding. Some funding may be found local to you while other funding may come from state or nationwide resources. By taking the time to request grant funding for your classroom or special project, you can improve the qualify of education in your classroom.
State Farm Good Neighbor Service-Learning Grant
Joyce Hembree, a kindergarten instructor at Mark Twain Elementary School in Oklahoma, applied for and received a $1,000 grant from the State Farm Good Neighbor Service-Learning grant program. State Farm offers these service-learning grants for youth-led service-learning projects each year. The projects run from Martin Luther King Jr. Service Day in mid-January through Global Youth
NBEF Innovative Teacher Grants
Wells Fargo Teachers Partner Program
International Reading Association Grant
- My Grant Wrangler: Joyce Hembree, Kindergarten Teacher and Grant Recipient; Catrina Brewton; February 2009
- State Farm: State Farm Good Neighbor Service-Learning Grants Announced; 2011
- New Brunswick Education Foundation: NBEF Innovative Teacher Grants for Excellence Program; 2011
- Wells Fargo Arizona: Teacher’s Partner Program Application; May 2004
- International Reading Association: IRA Regie Routman Teacher Recognition Grant
Monday, July 18, 2011
Because states distribute the federal stimulus funding, small-business home improvement contractors interested in obtaining grant funding should contact their own state officials. Details vary from state-to-state, but take Wyoming, for example. Its goals include boosting economic and work force development by expanding the state's number of certified contractors by the year 2013. Wyoming offers building analyst training courses for contracting companies and workforce development workshops with part of the stimulus grant funding.
Grants, typically available on a competitive basis, encourage energy efficiency and renewable energy technologies such as photovoltaic systems, nuclear, wind or geothermal, for instance. According to Ambassador Energy, a solar energy solutions company, grants primarily go to the commercial, education, government, industrial and utility sectors. They help pay the cost of systems or equipment approved within the program. Other aspects of the grants focus on research and development funding or support small-business contractor start-ups or expansions.
Projected Growth in the Weatherization Industry
The weatherization industry is expected to grow by 2,000 percent over the next 10 years, according the Lesko, due to the increase in funds for this program. In 2009, 3,000 home inspectors were needed. In total, 125,000 jobs were needed to staff the small-business weatherization contractors working within this program. For every $1 million invested in the program, 73 green jobs are created.
Increased Household Income Limits
The existence of the new funding for households creates a viable boost to the industry by allowing families who did not qualify for grants in the past to qualify under the new guidelines. Without expanding the income limits, contractors have a very narrow market. From 2008 to 2009, the amount of family income allowed for participation in the weatherization program increased from $33,000 to $44,000. Homeowners get the work done on their home and have lower utility bills after completion of the project. Contractors have customers, thanks to these income limit adjustments.
Solar Power Wind Energy; Government Grants for Alternative Energy; April 2011
Garfield Clean Energy; Garfield New Energy Communities Initiative Solar Installations Nearing...
M. Lesko; Green Grants; Matthew Lesko
Ambassador Energy; Renewable Regulations: Grant Programs
Wyoming Home Performance: The Wyoming Home Energy Makeover And Local Government Energy Efficiency And Renewable Energy and Installation Project
Saturday, July 16, 2011
Bush Furniture Fairview L-Shape Wood Computer Desk in Antique White The Bush Fairview L Shaped Computer Desk is a gorgeous addition to any home or corporate office. It provides plenty of work space with convenient box storage and storage drawers. It also features a retractable keyboard and mouse tr...
Business Quality with a Residential Look
Best Uses: Home offices
Describe Yourself: Midrange Shopper
Primary use: Business
I was looking for a business-quality product with a residential look. I work from home and need the durability called for from a desk I work on every day all day. But, I wanted something that complemented my home decor. This is it! Its antique white finish complements the cabinetry in my home.
All the Bush products are easy to assemble.
I particularly like that this set comes with a hutch, which is attractive and provides more places for storage and display. Plus it comes with a matching two-drawer file cabinet. Awesome!
Saturday, July 9, 2011
Image via Wikipedia
|Seal of the U.S. Department of Labor|
Six City Gang Initiative
The U.S. Department of Justice's Six City Gang Initiative focuses on gang-involved offenders. It began with six pilot sites and was expanded in 2007 with an additional four cities. These grant funds address three aspects. One of the three aspects involves ex-offender reentry assistance programs. These provide preparation to assure job readiness, placement assistance, transitional housing, and treatment for substance abuse and mental health issues for gang-involved offenders returning to their communities. Faith- and community-based institutions are encouraged to apply.
Juvenile Offender Reentry Program
Juvenile offenders have issues when reentering the community -- just like adult prisoners. In June of 2011, funding from the Second Chance Act of 2007 was announced in the form of grants for the Juvenile Offender Reentry Program. Administered by the Office of Juvenile Justice Delinquency Prevention, it offers awards of up to $750,000. Grant proposals must come from local, state or county governments or from a federally recognized Native American tribal government. A cost-sharing or matching requirement does exist for these grants.
Adult Offender Reentry Program
Also funded by grants of the Second Chance Act of 2007, in May 2011, a new grant opportunity was announced for the Adult Offender Reentry Program. Like the Juvenile Offender Reentry Program, these grants provide up to $750,000 grants to local, state or county governments or from a federally recognized Native American tribal government. Administered by the Bureau of Justice Assistance, these grants have a cost-sharing or matching requirement.
U.S. Department of Labor Employment and Training Administration; Notice of Availability of Funds and Solicitation for Grant Applications for Reintegration of Ex-Offenders – Adult Program Grants; February 2011
U.S. Office of Justice: Office of Justice Programs: Learn About Reentry: Attorney General's Six City Gang Initiative
Grants; Second Chance Act Juvenile Offender Reentry Program for Planning and Demonstration Projects; June 2011
Grants; Second Chance Act Adult Offender Reentry Program for Planning and Demonstration Projects; May 2011
Tax Clearance Certificate from the Director of the New Jersey Division of Taxation prior to the issuance of the grant
- Camden police veteran runs prisoner reentry program (philly.com)
- Are You Safe? (tmohouston.com)
Sunday, July 3, 2011
Taipan Publishing Group: General Investment Glossary: Forex Market, June 2011
Friday, June 24, 2011
OUP; Entrepreneurial Training Program: Microenterprise Family Childcare Program: Southwestern College
Saturday, June 18, 2011
The U.S. Department of Veterans Affairs offers project grants. Through the Grants to States for Construction of State Home Facilities program, it assists any state in acquiring or building home facilities or nursing home care for veterans. Alterations, expansion of existing facilities or remodeling project funding and the provision of initial equipment for any of these buildings may be considered for a project grants. But, land acquisition costs are not covered. Ultimately, the buildings must be owned by the state and primarily service veterans.
Oglala Sioux Tribe Grants
|Image via Wikipedia|
|Indian artist Paha Ska, of Keystone, S.D., an Elder of |
the Oglala Sioux tribe from the Pine Ridge Reservation in
Saturday, June 11, 2011
My favorite educational program is "Cold Case Files" on A&E on satellite TV from directstarTV.com, not to be confused with the fictional drama "Cold Case" on CBS. What I like about "Cold Case Files" is that it presents cold cases of murder that actually occurred in real life. It does not over-sensationalize the cases, but it does cover the facts and details that led to the capture of the murderers and were relevant to the court sentencing the criminals received. Unlike "Unsolved Mysteries," "Cold Case Files" does not leave me feeling unsettled because most of the cold cases they choose to present have been solved -- and they show you how. Occasionally, they do address cases that remain unsolved, but that just serves to add to the mystery of how the case being shown will or will not be resolved at the end of each of the show's segments. "Cold Case Files" usually takes watchers through two cases in an hour-long episode, one at a time. This means the show moves fast enough that it avoids slow moments, but is flexible enough to address the cases in more detail as warranted. Its easy to understand how they inspired the fictional drama "Cold Case" as well as other crime shows, but the original fact-based "Cold Case Files" on A&E remains my favorite.
Tuesday, June 7, 2011
|Image via Wikipedia|
|Rulah Jungle Goddess battles a congress of gorillas to rescue and explorer.|
Pay Varies By Experience
Comic book colorists pay varies by experience. If you have the potential of earning royalties above your per-page rate, your page rate may be lower than those who do not have rights to royalties. A comic book colorist earns $35 to $125 per page, according to Sean J. Jordan, owner of Army Ant Publishing. Jordan adds that a colorist strives to reach $75 over time, calling the $75-to-$100 range the "sweet spot." If working on an entire comic book project , rates range from $770 to $2,750 per book.
For the most part, a comic book colorist works similar to a freelancer. Contracts state the terms of your agreement with a company or group that wishes to engage you for a certain period of time at a certain pay rate. Contracts, whether for long-term or short-term projects, express your pay rate as an amount per page.
Deadlines for Contracts
In addition, some contracts carefully define the terms of your deadlines for completion or revision of the work, if needed. It is likely expressed as your turn-around time -- the time from when you receive the assignment until you must have it completed and ready for final review. The inker and the painter work together with the comic book colorist --all working towards the same completion deadline. If you fail to meet the terms of the deadline, payment terms under the contract may be voided.
Some comic book companies, such as Marvel and DC, contract for their comic books to be created. They pay royalties to the creators of the comic book, depending on how well it sells in the marketplace. The royalties paid are in addition to the per-page rate in your contract. In this case, the company typically retains ownership of your work. Comic book publishers, on the other hand, operate more like book publishers on some comic book projects. A comic book, created by an individual or a team, is distributed by the book publisher and royalties are paid to the creator(s). If you are a part of a team, the proceeds are shared among you according to your agreement.
Work from Home and Get Paid Electronically
One of the benefits of a comic book colorist's work is her ability to work from home, if desired. Colorists can seek work online. Because the work is done digitally, the client hiring you submits the work to you electronically. You do the project on your computer and return it to your client electronically. You sometimes even get paid electronically. Some comic book colorists work in-house, rather than freelance, however.
•Sean J. Jordan: Comic Book Publishing – How Much Should You Spend to Produce a Comic Book?
•The Comics Report; Getting Published -- Comic Books; Tome Surgeon; October 2004
•Sean J. Jordan: About Sean J. Jordan
•I Fan Boy; Comic Book Coloring: Then and Now, Conor Kilpatrick; May 2009
•Roqoo Depot; How Comic Books Are Made; Skuldren
- A Month of Comic Book Sites - The Comics Cube (goodcomics.comicbookresources.com)
- DC comics to simultaneously release print, digital versions of comic books (teleread.com)
Wednesday, May 25, 2011
State Services for Vocational Rehabilitation
An individual with a disability can get assistance from his state's vocational rehabilitation, or VR, office. VR helps people get and keep a job. Each individual gets a custom-designed program suited to her particular needs. You can contact your nearest state VR office and a counselor will determine if you qualify for this program. Services typically include access to rehabilitation technology, counseling, an opportunity to attend school for career training, independent living opportunities and other services to support your vocational efforts.
"Financial Aid for the Disabled & Their Families, 2006-2008"; Gail Ann Schlachter, et al; April 2006
Social Security Administration: Disability Programs: Benefits for People With Disabilities
Habitat for Humanity; Access to the Dream; Patrick Dunn
Mortgage Loan; Housing and Mortgages for People With Disabilities
University of Washington: College Funding for Students with Disabilities: Supplemental Security Income (SSI) and Plan for Achieving Self Support (PASS)
PASS Plan Help: Scholarships for the disABLEd
Virginia College Quest: Paving the Way: Financial Aid for Students With Disabilities
Social Security Disability: Temporary Assistance to Needy Families (TANF)
Habitat for Humanity: Fact Sheet: Frequently Asked Questions
PBGC; Who We Are: Mission Statement
AXA Equitable; Retirement Planning Common Questions: Does the federal government insure pension benefits?; December 2009
U.S. Department of Labor: What You Should Know About Your Retirement Plan
U.S. Department of Labor; Employee Benefits Security Administration: Pension Plans and ERISA; February 2003