Friday, June 24, 2011

Program to Earn a FREE Home Child Care License

National City sealImage via WikipediaIn National City, California, the Entrepreneurial Training Center, in collaboration with the Microenterprise Family Childcare Program and Southwestern College, offer grants to Spanish-speaking women interested in obtaining a home-based child care license. A grant recipient receives a free, 14-week course to attend classes Monday through Friday from 9 am until 1 pm. The course provides the required training for starting a licensed day-care facility in her home. Part of the course includes 15 hours study in health and safety, CPR and pediatric first aid, which are required for licensing. Each participant receives a childcare provider pack that includes a free fire extinguisher, smoke alarm and other safety supplies needed for her new business license.

Reference:

OUP; Entrepreneurial Training Program: Microenterprise Family Childcare Program: Southwestern College
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Saturday, June 18, 2011

Grants for Building a Retirement Home for the Elderly

Grants to States for Construction of State Home Facilities

The U.S. Department of Veterans Affairs offers project grants. Through the Grants to States for Construction of State Home Facilities program, it assists any state in acquiring or building home facilities or nursing home care for veterans. Alterations, expansion of existing facilities or remodeling project funding and the provision of initial equipment for any of these buildings may be considered for a project grants. But, land acquisition costs are not covered. Ultimately, the buildings must be owned by the state and primarily service veterans.

Oglala Sioux Tribe Grants

Indian artist Paha Ska, of Keystone, S.D., an ...Image via Wikipedia
Indian artist Paha Ska, of Keystone, S.D., an Elder of
the Oglala Sioux tribe from the Pine Ridge Reservation in
South Dakota

The weathly Oglala Sioux Tribe routinely makes grants to other Indian tribles. In 2008, for example, it gave $5 million in grants and loans for building an elderly living facility and nursing home for the Cheyenne River Sioux Tribe in Eagle Butte, South Dakota, states the Rapid City Journal website.   


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Saturday, June 11, 2011

Real Crime on "Cold Case Files"

Guest post by Terrell House

My favorite educational program is "Cold Case Files" on A&E on satellite TV from directstarTV.com, not to be confused with the fictional drama "Cold Case" on CBS. What I like about "Cold Case Files" is that it presents cold cases of murder that actually occurred in real life. It does not over-sensationalize the cases, but it does cover the facts and details that led to the capture of the murderers and were relevant to the court sentencing the criminals received. Unlike "Unsolved Mysteries," "Cold Case Files" does not leave me feeling unsettled because most of the cold cases they choose to present have been solved -- and they show you how. Occasionally, they do address cases that remain unsolved, but that just serves to add to the mystery of how the case being shown will or will not be resolved at the end of each of the show's segments. "Cold Case Files" usually takes watchers through two cases in an hour-long episode, one at a time. This means the show moves fast enough that it avoids slow moments, but is flexible enough to address the cases in more detail as warranted. Its easy to understand how they inspired the fictional drama "Cold Case" as well as other crime shows, but the original fact-based "Cold Case Files" on A&E remains my favorite.

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Tuesday, June 7, 2011

How Much Do Comic Book Colorists Earn?

In a more appropriate context, Rulah Jungle Go...Image via Wikipedia
Rulah Jungle Goddess battles a congress of gorillas to rescue and explorer.
Today's comic book colorists letter and color a comic strip entirely on the computer. The comic writer organizes a plot and script. Then, the penciller begins the transformation of the comic story line into visual art. Using the penciller's lines, the inker, also an artist, adds shading and detail to facial features, background and clothing, for instance. Finally, the comic book colorist completes the final coloring and lettering of the comic.


Pay Varies By Experience


Comic book colorists pay varies by experience. If you have the potential of earning royalties above your per-page rate, your page rate may be lower than those who do not have rights to royalties. A comic book colorist earns $35 to $125 per page, according to Sean J. Jordan, owner of Army Ant Publishing. Jordan adds that a colorist strives to reach $75 over time, calling the $75-to-$100 range the "sweet spot." If working on an entire comic book project , rates range from $770 to $2,750 per book.


Contract Work

For the most part, a comic book colorist works similar to a freelancer. Contracts state the terms of your agreement with a company or group that wishes to engage you for a certain period of time at a certain pay rate. Contracts, whether for long-term or short-term projects, express your pay rate as an amount per page.


Deadlines for Contracts


In addition, some contracts carefully define the terms of your deadlines for completion or revision of the work, if needed. It is likely expressed as your turn-around time -- the time from when you receive the assignment until you must have it completed and ready for final review. The inker and the painter work together with the comic book colorist --all working towards the same completion deadline. If you fail to meet the terms of the deadline, payment terms under the contract may be voided.

Royalties


Some comic book companies, such as Marvel and DC, contract for their comic books to be created. They pay royalties to the creators of the comic book, depending on how well it sells in the marketplace. The royalties paid are in addition to the per-page rate in your contract. In this case, the company typically retains ownership of your work. Comic book publishers, on the other hand, operate more like book publishers on some comic book projects. A comic book, created by an individual or a team, is distributed by the book publisher and royalties are paid to the creator(s). If you are a part of a team, the proceeds are shared among you according to your agreement.


Work from Home and Get Paid Electronically


One of the benefits of a comic book colorist's work is her ability to work from home, if desired. Colorists can seek work online. Because the work is done digitally, the client hiring you submits the work to you electronically. You do the project on your computer and return it to your client electronically. You sometimes even get paid electronically. Some comic book colorists work in-house, rather than freelance, however.
 


References:
 
Sean J. Jordan: Comic Book Publishing – How Much Should You Spend to Produce a Comic Book?

The Comics Report; Getting Published -- Comic Books; Tome Surgeon; October 2004

Sean J. Jordan: About Sean J. Jordan


 
 
Resources:

I Fan Boy; Comic Book Coloring: Then and Now, Conor Kilpatrick; May 2009

Roqoo Depot; How Comic Books Are Made; Skuldren




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Wednesday, May 25, 2011

Financial Aid for Families on Disability and Social Security

Families on disability or Social Security often qualify for other sources of financial aid. The Plan for Achieving Self Support, Temporary Assistance to Needy Families and your state's vocational rehabilitation program all offer financial aid for families on disability and Social Security. Some programs assist with day-to-day expenses, while others focus on assisting you in finding and keeping a good job.


PASS Assistance

The PASS program provides financial aid to American students presently on Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI). Specifically, it helps students on SSI reach their vocational goals. With PASS assistance the student sets aside assets for a specific vocational goal, such as paying college tuition, and can still be eligible for SSI payments. PASS covers college expenses such as books, child care if needed, computer and related supplies, food while at school, Internet, tuition, tutoring and even transportation costs. Repayment of PASS fudning is not required. Applicants must be at least 16 years old, have a certified disability and have a gross family income of less than $57,000 per year.

Habitat for Humanity

Habitat For Humanity volunteers constructing a...Image via WikipediaHabitat for Humanity (HFH) builds and rehabs homes by utilizing volunteer labor along with donations of materials and funding. HFH helps families, many times disabled families, get into a wheelchair-accessible home of their own. Applicants, once approved, apply sweat equity, helping build or remodel the home. Check with the HFH website and learn whether your family qualifies for a HFH home in your local community (see references).

Temporary Assistance to Needy Families

Families qualify for Temporary Assistance to Needy Family before receiving or while receiving SSI or SSDI if their income falls within acceptable ranges. The funds for TANF assistance come from the federal government through the Department of Health and Human Services. However, the individual states administer the TANF program. The rules vary from state to state, and you apply with your state's local welfare office for a determination of whether your family qualifies for TANF assistance.

State Services for Vocational Rehabilitation

An individual with a disability can get assistance from his state's vocational rehabilitation, or VR, office. VR helps people get and keep a job. Each individual gets a custom-designed program suited to her particular needs. You can contact your nearest state VR office and a counselor will determine if you qualify for this program. Services typically include access to rehabilitation technology, counseling, an opportunity to attend school for career training, independent living opportunities and other services to support your vocational efforts.

Resources:

"Financial Aid for the Disabled & Their Families, 2006-2008"; Gail Ann Schlachter, et al; April 2006

Social Security Administration: Disability Programs: Benefits for People With Disabilities

Habitat for Humanity; Access to the Dream; Patrick Dunn

Mortgage Loan; Housing and Mortgages for People With Disabilities


References:
University of Washington: College Funding for Students with Disabilities: Supplemental Security Income (SSI) and Plan for Achieving Self Support (PASS)

PASS Plan Help: Scholarships for the disABLEd

Virginia College Quest: Paving the Way: Financial Aid for Students With Disabilities

Social Security Disability: Temporary Assistance to Needy Families (TANF)

Habitat for Humanity: Fact Sheet: Frequently Asked Questions

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What is the Pension Benefit Guaranty Corporation (PBGC)?

Logo of the United States Pension Benefit Guar...Image via WikipediaThe Pension Benefit Guaranty Corporation, (PBGC), is a U.S. government agency. It protects the retirement incomes of more than 44 million American workers in private-sector defined benefit pension plans. The Employee Retirement Income Security Act of 1974 created the PBGC for the encouragement of private-sector pension plans. Funding for PBGC comes from insurance premiums paid by employers who sponsor insurance pension plans for their employees -- not by tax dollars.



References:

PBGC; Who We Are: Mission Statement


Resources:

AXA Equitable; Retirement Planning Common Questions: Does the federal government insure pension benefits?; December 2009

U.S. Department of Labor: What You Should Know About Your Retirement Plan

U.S. Department of Labor; Employee Benefits Security Administration: Pension Plans and ERISA; February 2003



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Sunday, May 15, 2011

Constitutional Lawyer's Salary

First page of Constitution of the United StatesImage via Wikipedia
First page of the Constitution of the United States
A constitutional lawyer's salary varies depending on the employee's education, the employer, the experience of the applicant and employer's location. According to the Degree Finders website, constitutional lawyers specialize in "the laws, relationships and rights that have been established by the Constitution of the United States." The allocation and exercise of government power comes into play in this field.

Salary Expectations

The U.S. Bureau of Labor Statistics (BLS) does not quote an average salary specifically for constitutional lawyers. Median annual wages for lawyers in general in May of 2008 is $110,590. However, constitutional lawyers typically earn less than other attorneys. The Simply Hired website states that in May of 2011, constitutional lawyer positions that advertised in job postings on their site with the term "constitutional law" averaged $47,000 but they acknowledged a wide salary variation based on multiple factors.The BLS states that nine months after an attorney graduates, the highest salaries ($108,500) go to those in private practice and the lowest salaries ($48,000) go to attorneys working in academic or judicial clerkships. These salaries represent lawyers of all types, however.

Employment Prospects

Job prospects for constitutional lawyers should grow at the same rate as other jobs, according to Degree Finders website. Applicants with an excellent academic record and the best level of experience have the best chance of winning the open positions.

Education Requirements

A bachelor's degree and a law degree are required for the practice of constitutional law. To be accepted into law school the applicant must get a satisfactory score on the Law School Admission Test, also known as the LSAT. Law students commonly complete internships as a part of their law school program. Before entering practice, constitutional lawyers must pass a written bar examination in the state where they plan to practice law and be admitted to his state’s federal court and the bar of the Supreme Court of the United States.

The Role of a Constitutional Lawyer

Constitutional lawyers focus on specific aspects of the U.S. Constitution. They apply constitutional law to a wide spectrum of topics from real estate to civil rights, for instance. It is not uncommon for a constitutional lawyer to present his case in federal courts, such as the U.S. Supreme Court. They consult with clients and fellow lawyers and do research on their cases to assure the important facts of the case are integrated into the court presentation in a timely manner.


References

Degree Finders; How to Become a Constitutional Lawyer; 2011

Simply Hired; Average Constitutional Lawyer Salaries; May 2011

U.S. Bureau of Labor Statistics; Occupational Outlook Handbook: Lawyers; 2010-11 Edition


Resources

Education Portal; Constitutional Law Professions: Career and Education Overview

Super Scholar; Constitutional Lawyer; 2011

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